Terms of Use

Acceptance of Terms

By accessing or using Debt by the Numbers (the “Site”), operated by Digital Nations LLC, you agree to be bound by these Terms of Use. If you do not agree, do not use the Site.

Nature of Our Service

Debt by the Numbers is an advertising-supported comparison service. We are not a lender, credit counselor, or financial adviser. We do not originate loans or provide credit repair, legal, or tax services. Our role is to connect you with third-party financial service providers who may offer you quotes based on the information you provide.

The offers displayed on this Site are from companies from which we may receive compensation. This compensation may influence the order, placement, and prominence of offers but does not influence our editorial content or recommendations.

No Guarantee of Savings or Rates

Any savings figures, rate comparisons, or estimated quotes displayed on this Site are for illustrative purposes only. Actual rates depend on your individual circumstances including driving history, location, vehicle, credit score, and other factors determined by the provider. We do not guarantee that you will receive any particular rate or savings amount.

User Conduct

You agree not to:

• Provide false, misleading, or fraudulent information when using our comparison tools.
• Use the Site for any unlawful purpose or in violation of any applicable laws.
• Attempt to gain unauthorized access to any portion of the Site, server, or database.
• Use automated scripts, bots, or scrapers to access or collect data from the Site.

Intellectual Property

All content on this Site — including text, graphics, logos, and software — is the property of Digital Nations LLC or its content suppliers and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content without our written permission.

Third-Party Links

This Site contains links to third-party websites and services. We are not responsible for the content, accuracy, or practices of any third-party site. Clicking an affiliate link and providing information to a third party is subject to that party’s own terms and privacy policy.

Disclaimer of Warranties

The Site and all content are provided “as is” and “as available” without warranties of any kind, either express or implied. We disclaim all warranties including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Digital Nations LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information provided through the Site.

Changes to These Terms

We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the revised Terms.

Contact

Questions about these terms? Contact us at k.digitalnations@gmail.com.